When it’s time for a new vehicle in Los Banos or Modesto, should you buy or lease a car? That’s a subjective question that’s going to depend on your finances and how you prefer to drive. Join the Smith Chevrolet Of Turlock finance department and learn about the difference in leasing vs. buying so you can make the right decision for your automotive needs.
Before you decideif you should buy or lease, we’ll go over the benefits of both options. Leasing a car in Ceres is a terrific option if you want to drive a car for a couple of years while it’s under warranty, then return it. While you won’t earn equity when you lease a car, you’re likely to have a lower down payment and monthly payments. If you need service or repairs during your lease term, there’s a good change it’ll be covered by the vehicle’s warranty. When your lease is up, you don’t have to deal with the hassle of selling or trading your car. Just return it to Smith Chevrolet Of Turlock, then you’ll be able to lease another vehicle, purchase a vehicle, or even purchase the vehicle you leased if you decide it’s right for the long haul.
When you finance—or buy—a car, you’ll pay the full price of the vehicle, which usually requires an auto loan. Once the loan is approved, you’re free to do whatever you want with your vehicle. Drive it for as long as you want, customize it, put as many miles on it as you’d like—it belongs to you and you’re not restricted by a contract. While your down and monthly payments might be a little larger, you’ll earn equity in your vehicle, which means you’ll get some money back when you sell or trade it. Also, even though the payments are larger, you’ll pay less over time than you would with a lease.
The finance team at Smith Chevrolet Of Turlock is here to help you learn more about leasing vs. buying if you’re still not sure which one is right for you. Contact us, or swing by our showroom and we’ll gladly help. If you’d like to learn more about how to make the buying or leasing process easier, pay a visit to our car-buying tips for more information.
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